Swiss Re is a leading wholesale provider of reinsurance, insurance and other insurance-based forms of risk transfer. We operate in over 80 offices located in more than 30 countries. As a global reinsurance and insurance provider, we receive and process the personal data of individuals. We have instituted a comprehensive, global data protection compliance framework in order to fulfill our responsibilities to protect personal data and to respect privacy rights in compliance with data protection and privacy laws and regulations around the world.
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Additional local information
Who is responsible for the Data Processing?
Swiss Re Ltd (group holding company), Mythenquai 50/60, 8022 Zurich, Switzerland, incorporated under the laws of Switzerland is responsible as data controller for the processing of your personal data on this Swiss Re website. Swiss Re consists of different legal entities, details of which can be found here.
When we mention "Swiss Re", we are referring to the relevant company in the Swiss Re Group responsible for processing your data which will be clear to you when you use our Sites.
Legal basis for the processing of your personal data
We may process your personal data under any of the following legal grounds.
a. In the context of our legitimate interests. Where required for the purposes of the legitimate interests pursued by us or a third party. An example would be where it is reasonable for us to measure the number of visitors to our website or collect information which gives us an insight into the categories of people who sign up for our newsletters or download our publications.
b. As a result of your consent. In some cases we may obtain your consent to process your personal data for certain purposes such as when you ask us to send you marketing or promotional material. Consent given can be withdrawn at any time. Withdrawal of consent does not affect the legality of data processed prior to withdrawal.
c. For the performance of a contract. We either have a contract with you or have the intention to enter into a contract with you and therefore need to process your personal data to comply with the obligations under the contract.
What personal data do we process and how do we collect it?
a. Connection data
Our web servers automatically log every visit in a temporary log file. User-specific data (e.g. the IP address of the requesting computer, identification data of the used browser, the operating system of the requesting computer, the volume of data transferred, the name of the Internet service provider, the date and time of access) and technical data (e.g. the name and URL of the referring website if the website was accessed via a link and, additionally, the search term if it was accessed via a search engine) are collected and logged by our servers and / or through cookies (see below). Such data may be analyzed on an anonymous basis. The data is also required to enable the use of our content (connection set-up) and is also used for system-related purposes, including technical administration and system security.
b. Data provided by you
If you register to use certain online services or products which we offer we will ask you to provide us with certain information about yourself, in particular your contact data like name, e-mail address, and company name, by using the various functionalities of Swiss Re Sites and online tools (e.g. login/register, commenting, subscription, download, ordering, event or newsletter registration) or by sending information to a Swiss Re e-mail address given on a Swiss Re Site. You have always the possibility to unsubscribe from the registered newsletters and / or other services. In addition you may also exercise your rights in relation to your personal data. For more information about your rights click here.
c. Special categories of personal data
We do not intentionally collect any special categories of personal data (sensitive personal information) via a Swiss Re site. In no event, however, are you requested to provide sensitive personal data about you or other persons, therefore please avoid sending us such types of data.
How do we use and process your data?
We will use your connection data:
- To enable you to use our digital presence (establishment of a connection).
- For the internal management of the website (e.g. technical administration and the maintenance of system security).
- To optimize user-friendliness, we collect statistics about user behavior on the Swiss Re Sites. This data is analyzed on an anonymous basis.
- To provide the login function, other online services and the contractually-compliant processing of these services.
- To tailor our Swiss Re Sites to specific target groups (with targeted content or information on the website that may be of interest to you).
- To prevent fraud and improve the website's security.
- For statistical purposes and to manage and improve the usability of the Swiss Re Sites by means of particular software (e.g. Google analytics) or cookies (see above).
We will use your provided data to:
- Answer any queries you have about Swiss Re Sites and to notify you of any changes to Swiss Re Sites;
- Provide you with information you have requested (subscriptions, event registration confirmation and further details on a registered event, forgotten password); and
- Inform you about Swiss Re, events hosted by Swiss Re and other related events.
We will collect and use the information about your personal newsletter subscriptions and your personal "interaction" data (the articles and topics you are interested in or read) to learn about your preferences and improve the knowledge provided to you via our newsletters and communication. We will not use your personal interaction data for any other purpose except for improving our services.
We will include comments that you provide through commenting functionality on Swiss Re Sites or otherwise in anonymous reports, statistics, surveys and pools which we make available on Swiss Re Sites. However, these types of information will not enable readers to identify individuals or individual businesses. Your comments are made available on Swiss Re Sites in anonymous form, unless you have expressly agreed otherwise using dialogue and sharing functionality.
Data transfer and storage outside your country
Your data is processed according to applicable data protection and privacy laws. Any data you send over the Internet to the Swiss Re Site www.ahcror.com is processed and stored on servers of Swiss Re or third party service providers some of whom may be based outside of Switzerland.
Accordingly, your personal data will be transferred to and processed in locations outside the country in which you are viewing the Swiss Re Site (the “User Country”). Any data or material sent or uploaded by you will therefore be accessible in countries outside the User Country. If your User Country is within the European Economic Area (“EEA”) or is Switzerland or another country providing an adequate level of data protection, please note that your personal data will also be accessible and processed in countries with a lower level of data protection. In these situations Swiss Re will ensure (by entering into a written agreement or otherwise) that an adequate level of data protection is maintained by the recipients of your data in accordance with applicable data protection law.
A cookie is a small text file that is downloaded onto ‘terminal equipment’ (e.g. a computer or smartphone) when you access a website. It allows the website to recognize your device and store some information about your preferences or past actions.
What cookies do we use?
In addition, we also utilize cookies on certain pages of our Swiss Re Site to communicate with third party data suppliers in order to extrapolate your digital behavior. This help us to understand and target more relevant advertising in the future. The information we receive is all aggregate and anonymous, but will include statistics such as demographics, online behavior, product interests and lifestyle. Targeting and tracking cookies are provided via trusted third party suppliers. Should you require more information regarding our suppliers and how these cookies operate please contact us.
How do I disable cookies?
If you do not want to receive a cookie from the Swiss Re Site, you have the option of setting your browser to notify you when you receive a cookie, so that you may determine whether to accept it or not. However, please be aware that if you do turn off 'cookies' in your browser, you will not be able to fully experience some of the Swiss Re Site. For example, you will not be able to benefit from automatic log-on and other personalization features.
Web analytics services
We will use your connection data for statistical purposes and to manage and improve the usability of the Swiss Re Sites by means of particular software (e.g. Google analytics) or cookies (see above).
Social media platforms
You may wish to participate in the various blogs, forums, wikis and other social media platforms hosted by Swiss Re (“Social Media Platforms") which we make available to you. The main aim of these Social Media Platforms is to facilitate and allow you to share content. However, we cannot be held responsible if you share personal information on Social Media Platforms that is subsequently used, misused or otherwise appropriated by another user. Please consult the Privacy Statements of such services before using them.
Will we disclose your data to third parties?
We may disclose your personal information to other entities of Swiss Re Group or outside in the following cases:
- Where the disclosure is necessary to fulfill your request and involves a third party organization with which we have a business relationship or
- When explicitly requested by you, the site visitor; or
- When the disclosure of data to contracted event co-sponsors is necessary in cases where you registered for such an event; or
- When a set of limited data (only name, title, company name) is shared with other event participants in form of participant lists
- As required by a court order or any other legal or regulatory requirement; or
- Where the disclosure is reasonably related to the sale or other disposition of all or part of our business; or
- When the disclosure of data to third parties is necessary to protect the interests of Swiss Re or other users.
We may use external service providers to assist with, for example, information technology and other administrative support services to operate our website.
We will not sell, rent, distribute or otherwise make your contact or other data commercially available to any third party, except with your prior permission.
Third party links
How long do we retain your personal data
Swiss Re retains the personal data collected over Swiss Re Sites only for as long as required or permitted by law and regulations.
What Data Privacy Rights do I have?
For more information on your rights, how to exercise them, as well as the contact information of our Data Protection Officer click here.
Published: 9 July 2018